1️⃣Account Balance 🔴The amount of money held in a bank account at a specific time.
2️⃣ATM (Automated Teller Machine) 🔴A machine that allows users to perform basic banking transactions (such as withdrawing cash) without the need for a bank teller.
3️⃣Checking Account 🔴A bank account that allows you to deposit and withdraw money for everyday transactions.
4️⃣Savings Account: 🔴 A bank account that earns interest on the money deposited and is typically used for saving money over a longer period.
5️⃣Overdraft 🔴A deficit in a bank account caused by withdrawing more money than is available.
6️⃣Direct Deposit 🔴An electronic transfer of a payment directly from the payer's bank account to the recipient's bank account.
7️⃣Wire Transfer 🔴A method of electronically transferring money from one person or entity to another.
8️⃣ATM Card 🔴A plastic card issued by a bank that allows customers to access an ATM to perform transactions.
9️⃣Debit Card 🔴A card issued by a bank that allows customers to make purchases by debiting funds directly from their checking account.
1️⃣0️⃣Credit Card 🔴A card issued by a financial institution that allows users to borrow funds up to a certain limit for purchases.
1️⃣1️⃣Interest Rate: 🔴The percentage of the principal amount charged by a lender for the use of money, typically expressed as an annual percentage rate (APR).
1️⃣2️⃣Loan: 🔴 A sum of money borrowed from a financial institution that is expected to be repaid with interest over a specific period.
1️⃣3️⃣Mortgage: 🔴A loan specifically used to purchase real estate, with the property itself serving as collateral for the loan.
1️⃣4️⃣Online Banking: 🔴The use the internet to access financial services offered by a bank, such as checking account balances and transferring funds.
1️⃣5️⃣PersonalIdentification Number (PIN) 🔴A security code or secret number used to authenticate a user's identity in electronic transactions.
1️⃣6️⃣Credit Score: 🔴A numerical representation of an individual's creditworthiness, based on their credit history and current financial situation.
1️⃣7️⃣Bank Statement: 🔴A detailed record provided by a bank that lists all transactions that occurred in a particular account over a specific period.
1️⃣8️⃣Pre-approval 🔴A process by which a lender reviews a borrower's financial situation to determine if they are eligible for a loan before they apply.
1️⃣9️⃣Mobile Banking: 🔴The use of a smartphone or mobile device to access banking services, such as transferring money and checking account balances.
2️⃣0️⃣Certificate of Deposit (CD): 🔴 A time deposit offered by banks that pays a fixed interest rate for a specified term, typically higher than a regular savings account.
1️⃣Account Balance 🔴The amount of money held in a bank account at a specific time.
2️⃣ATM (Automated Teller Machine) 🔴A machine that allows users to perform basic banking transactions (such as withdrawing cash) without the need for a bank teller.
3️⃣Checking Account 🔴A bank account that allows you to deposit and withdraw money for everyday transactions.
4️⃣Savings Account: 🔴 A bank account that earns interest on the money deposited and is typically used for saving money over a longer period.
5️⃣Overdraft 🔴A deficit in a bank account caused by withdrawing more money than is available.
6️⃣Direct Deposit 🔴An electronic transfer of a payment directly from the payer's bank account to the recipient's bank account.
7️⃣Wire Transfer 🔴A method of electronically transferring money from one person or entity to another.
8️⃣ATM Card 🔴A plastic card issued by a bank that allows customers to access an ATM to perform transactions.
9️⃣Debit Card 🔴A card issued by a bank that allows customers to make purchases by debiting funds directly from their checking account.
1️⃣0️⃣Credit Card 🔴A card issued by a financial institution that allows users to borrow funds up to a certain limit for purchases.
1️⃣1️⃣Interest Rate: 🔴The percentage of the principal amount charged by a lender for the use of money, typically expressed as an annual percentage rate (APR).
1️⃣2️⃣Loan: 🔴 A sum of money borrowed from a financial institution that is expected to be repaid with interest over a specific period.
1️⃣3️⃣Mortgage: 🔴A loan specifically used to purchase real estate, with the property itself serving as collateral for the loan.
1️⃣4️⃣Online Banking: 🔴The use the internet to access financial services offered by a bank, such as checking account balances and transferring funds.
1️⃣5️⃣PersonalIdentification Number (PIN) 🔴A security code or secret number used to authenticate a user's identity in electronic transactions.
1️⃣6️⃣Credit Score: 🔴A numerical representation of an individual's creditworthiness, based on their credit history and current financial situation.
1️⃣7️⃣Bank Statement: 🔴A detailed record provided by a bank that lists all transactions that occurred in a particular account over a specific period.
1️⃣8️⃣Pre-approval 🔴A process by which a lender reviews a borrower's financial situation to determine if they are eligible for a loan before they apply.
1️⃣9️⃣Mobile Banking: 🔴The use of a smartphone or mobile device to access banking services, such as transferring money and checking account balances.
2️⃣0️⃣Certificate of Deposit (CD): 🔴 A time deposit offered by banks that pays a fixed interest rate for a specified term, typically higher than a regular savings account.
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If riding a bucking bronco is your idea of fun, you’re going to love what the stock market has in store. Consider this past week’s ride a preview.The week’s action didn’t look like much, if you didn’t know better. The Dow Jones Industrial Average rose 213.12 points or 0.6%, while the S&P 500 advanced 0.5%, and the Nasdaq Composite ended little changed.
